Is the simple return actually free?
A federal return with W-2 wages, the standard deduction, and the major credits is free. Investments, Schedule C, and expert review are paid tiers.
Simple W-2 filing
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A federal return with W-2 wages, the standard deduction, and the major credits is free. Investments, Schedule C, and expert review are paid tiers.
No. The e-file step is a mock transmitter. A real filing needs an EFIN, ERO status, and IRS-approved software.
Tax year 2026, filed in 2027. Brackets and the standard deduction follow Rev. Proc. 2025-32. A few lines are marked provisional.
What it feels like
Wages, withholding, standard deduction, and the child tax credit if a child lives with you.
Upload both. Confirmed wages add together before the estimate.
No state income tax. The federal return is the filing, unless another state paid you wages.
Illustrative scenarios. These are not customer reviews.